Who We Are

Asset Acceptance is a wholly owned and operating subsidiary of Encore Capital Group. We help creditors liquidate delinquent consumer receivables and assist consumers in resolving their financial challenges. In this way, we return value to our credit driven economy.

Since 1962, Asset Acceptance has provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt.

We take a long-term view toward collections, backed by experienced and well-trained account representatives, strategic office locations around the country and a proven legal strategy.